| Our polite, professional and efficient staff has decades of experience providing home financing and home refinancing loan options to many thousands of satisfied customers with superior service second to none. We are a direct source for home mortgage loans, mortgage refinance, mortgage rates and home equity mortgage refinancing loan programs. We also specialize in options for mobile home refinancing, mobile home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide. Your request gains access to home purchase loans and home refinance loans at real savings. Once you've found or already own the perfect home, you need the perfect financing or refinancing. Let us find the best loan for you! |
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| Home Purchase and the Mortgage Process Made Easy There is more to understanding the home purchase process than simply finding a home, making an offer, and closing the deal. That's why we make things easier on you. One of our expert Mortgage Consultants and get started on the path to home ownership. What Can You Afford? The first part of the home purchase process is finding out how much home you can actually afford. This is based on how large a down payment you have, plus what kind of monthly payments you can afford. We provide a handy Mortgage Calculator to get you started. Let's Get Started! Complete the LOAN REQUEST FORM by selecting the START FREE REQUEST button A Mortgage Consultant will then work with you to review your monthly income to your monthly obligations (debts) and determine how much you'll have available each month to spend on a home loan. This information will give you a great place to start. It also means you're less likely to suffer the heartache of falling in love with a home you can't afford. Documentation A mortgage expert we'll tell you exactly what documentation you'll need to have on hand when the time comes to secure your loan. The mortgage expert can even pre-qualify you. Being pre-qualified means you have conditional proof of your ability to obtain a loan from us, up to a specified amount, which puts you one step closer to a purchase. Finding Your Dream Home Now you're ready to house hunt, and that means finding the house you can afford and wish to purchase, making an offer, and coming to an agreement. A buyer's real estate broker or agent can help you with this process and will represent your interests and not the interests of the seller. You should consider working with a broker/agent who can provide you with valuable information regarding the neighborhood of your dream home, current housing prices, negotiation advice, and other tips. It's Time For the Loan Once you've found the home of your dreams, it's time for the loan. To get the loan you need, just provide your Mortgage Consultant with a copy of your purchase agreement, a completed loan application and all required documentation. Your mortgage consultant will promptly process your loan application and, if all requirements are met, soon you'll be one of America's new homeowners. Lower your monthly bills with mortgage refinance loans, debt consolidation loans, and home equity loans. |
| Home Loans, Refinance, Mortgage Refinancing, Purchase Loans, Home Equity |
| Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity |
| Mortgage - Home Loans - Refinance - Mortgage Refinancing - Mortgage Rates - Home Equity |
Home Equity Loans
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity!
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity!
Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
| You Deserve The Best! Streamline FHA/VA FHA Loan Programs Refinance Your Mortgage Purchase Your First Home Consolidate Your Debt Mobile Home Mortgages JUMBO LOANS |
| Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law. |
Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.